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To help you clearly: Could you clarify what you mean by ? For example:

Even if you disable directory listing, if a user knows the exact filename (e.g., mysite.com/secret/backup.txt ), they can still access it if it's in the web root. index of password txt better

If you are a site owner, "better" isn't about finding files—it’s about hiding them. To help you clearly: Could you clarify what you mean by

Consequences

Use a reputable password manager rather than storing credentials in a plain text file like password.txt , which is easily discoverable if accidentally uploaded. index of password txt better